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Omb Christmas Market 2022

2023/??/?? (NEW ALBUM) [email protected] 피쳐링 ₩40000~60000₩💵 믹싱&마스터링 (오피셜) ₩65000₩💵 믹싱&마스터링 (언오피셜) ₩35000₩💵 비트 (오피셜) ₩35000₩💵 비트 (언오피셜) ₩20000₩💵 Ig: haemang_rockstar 302-1487-3851-91 농협OMB’s Weihnachtsmarkt (Christmas Market) is a truly unique experience unlike any other in the Charlotte area. We transform our Biergarten into a German-style Christmas Village with traditional huts for shopping, holiday music, tons of lights, Gluhwein (our spiced wine pronounced “Gloo-vine,”) hot cocoa, festive food, warm fire pits, and of course, there will be plenty of beer, including seasonal favorites Yule Bock and Dunkel! South Charlotte Macaroni Kid is a free weekly newsletter and website. Each week we share the best family-friendly events in the Charlotte area. Featuring events and businesses that stretch from Uptown to the South Carolina line, We share the best of Charlotte shopping, eats, events, camps, activities, local businesses, and more. Are You a Local Business Owner? Do you own a small business and want to reach thousands of parents in Charlotte each week? Let’s chat! [email protected] We use cookies to deliver our services, personalize content, and get feedback on how people use BringFido so that we can improve. By clicking OK, you accept this as outlined in our Cookie Policy.Want to feature your creature? Upload a photo of your pet at Christmas Market Weekends (Weihnachtsmarkt)! You can also share by using the hashtag #bringfido on Facebook, Twitter or Instagram.

In the February notice, the agencies had proposed changes to improve efficiency and usability of the Call Report. Specifically, the agencies proposed providing the Call Report instructions and the instructional updates using the Portable Document Format instead of the binder format and would discontinue preparing the optional tax worksheet. No comments were received on these process changes, and the agencies will discontinue the optional tax worksheet starting with the June 30, 2023, report date. The agencies are continuing to review alternatives to providing the Call Report instructions and the instructional updates in a format other than the existing binder format.
OCC: Kevin Korzeniewski, Counsel, Chief Counsel’s Office, (202) 649–5490. If you are deaf, hard of hearing, or have a speech disability, please dial 7–1–1 to access telecommunications relay services.{{#if commentPeriodOpen }} This document has a comment period that ends {{commentDaysRemaining}}. ({{commentsCloseOn}}) {{else}} Comments on this document are being accepted at {{/if}} Submit a formal comment

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The other commenter requested that the agencies expand the level of detail on interest and fee income collected in the Call Report on Schedule RI, Income Statement, to align with each loan category reported on Schedule RC–C, Part I, Loans and Leases. The agencies are declining to make any changes to the level of detail on loan income at this time. The current level of detail strikes the appropriate balance between the information necessary for monitoring the condition and performance of individual institutions and the industry with the effort required by those organizations to separately collect and report interest and fee income information by loan category.
Two comments were received on this clarification. One comment opposed reporting of these securities in Schedule RC–B, Securities, item 5.b, noting that this item includes a broad range of structured financial products, and there would be a lack of clarity on the amount of securities reported in this item that is guaranteed by a government or agency. The other comment supported reporting these securities in item 5.b. However, the commenter also noted the lack of transparency in this item regarding the proportion of securities with government guarantees. The commenter requested that a subcategory be added to item 5.b to report the amount that was guaranteed by the U.S. government or an agency. The agencies are continuing to review the original clarification and the new item proposed by the commenter.

Stars are part of the published document. When an agency is adding or revising only certain units of a section, the amendatory language must state exactly which units are added or revised, and only those units are printed. Asterisks are used to represent text which is not changed.
• Primary relationship test. The agencies have observed inconsistent reporting of trust accounts for which the institution has both a fiduciary and custodial relationship. The current instructions for Schedule RC–T, item 11, “Custody and safekeeping accounts” indicate that the institution should report the account under the primary relationship. The agencies are proposing to clarify in the instructions for this item that when an institution has both a fiduciary and custodial relationship, the fiduciary relationship is the primary relationship. In this case, the account should be reported as a fiduciary account in Schedule RC–T, items 4 through 9, and it should not be reported as a custodial account in item 11.The Authority section cites the authority that authorizes the agency to change the CFR. The authority citation is given in the shortest form. Placement of the authority citation depends on what unit of the CFR the agency is amending. The Preamble arranges basic information on the “who, what, where, when, and why” of a document for the reader’s convenience. For Rules and Proposed Rules it explains the basis and purpose of the regulatory text, but contains no regulatory text. You can view alternative ways to comment or you may also comment via at /documents/2023/06/13/2023-12553/agency-information-collection-activities-submission-for-omb-review-comment-request.If you have comments or suggestions on how to improve the website or have questions about using, please choose the ‘Website Feedback’ button below. • Mail: Chief Counsel’s Office, Office of the Comptroller of the Currency, Attention: 1557–0081, 400 7th Street SW, Suite 3E–218, Washington, DC 20219. {{agency}} does not publish comments on To check the status of your comment or obtain further information, please follow-up directly with the agency contact listed in the document you submitted a comment for.

The agencies hereby give notice of their plan to submit to OMB a request to approve the revision and extension of these information collections, and again invite comment on the renewal.We have provided a link to this site because it has information that may interest you. This link is not an endorsement by the National Archives’s Office of the Federal Register or the Government Publishing Office of the opinions, products, or services presented on this site, or any sites linked to it. We are not responsible for the legality or accuracy of information on this site, the policies, or for any costs incurred while using this site. Respondents: All state-chartered or federally-licensed U.S. branches and agencies of foreign banking organizations, and all non-U.S. branches managed or controlled by a U.S. branch or agency of a foreign banking organization. Report Titles: Report of Assets and Liabilities of U.S. Branches and Agencies of Foreign Banks; Report of Assets and Liabilities of a Non-U.S. Branch that is Managed or Controlled by a U.S. Branch or Agency of a Foreign (Non-U.S.) Bank.

Type of Review: Extension and revision of currently approved collections. In addition to the proposed revisions discussed below, Call Reports are periodically updated to clarify instructional guidance and correct grammatical and typographical errors on the forms and instructions, which are published on the FFIEC website. These non-substantive updates may also be commented upon.Agencies provide a heading for each part, subpart, section, and appendix that they are proposing to amend. The Amendment Part section identifies changes or additions to the CFR. The regulatory text of a document must fit into the current text of the CFR. It should precisely identify and describe the changes made to the CFR. The amendatory language uses standard terms to give specific instructions on how to change the CFR. It does not include a discussion of why the changes are made. If a document amends only certain sections within a CFR part, the authority citation for the part will set out as the first numbered item in the list of amendments for the part.

The comment period for the February, 2023 notice ended on April 24, 2023. After considering the comments received on the proposal, the FFIEC and the agencies are proceeding with the proposed revisions related to the 2022 statutorily mandated review, with certain modifications. These reporting revisions would take effect for the September 30, 2023, report date, rather than as of the June 30, 2023, report date, as originally proposed. The agencies are continuing to review the reporting of certain Federal Home Loan Mortgage Corporation and similar securitizations. • Reporting of life insurance trusts. The agencies have observed inconsistent reporting of life insurance trusts and are clarifying that life insurance trusts, other than term life insurance policies that have nominal value, should be reported in Schedule RC–T, item 4, “Personal trust and agency accounts.” Relatedly, the agencies are proposing to clarify in the “Fiduciary and Related Assets” section of the Schedule RC–T instructions that the cash surrender value of a life insurance policy generally may be used when calculating the value of the account. Form Number: FFIEC 031 (Consolidated Reports of Condition and Income for a Bank with Domestic and Foreign Offices), FFIEC 041 (Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only), and FFIEC 051 (Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less Than $5 Billion).This site displays a prototype of a “Web 2.0” version of the daily Federal Register. It is not an official legal edition of the Federal Register, and does not replace the official print version or the official electronic version on GPO’s you have filled in the required fields below you can preview and/or submit your comment to the {{ agencyName }} for review. All comments are considered public and will be posted online once the {{ agencyName }} has reviewed them.On a quarterly basis, all U.S. branches and agencies of foreign banks are required to file the FFIEC 002, which is a detailed report of condition with a variety of supporting schedules. This information is used to fulfill the supervisory and regulatory requirements of the International Banking Act of 1978. The data also are used to augment the bank credit, loan, and deposit information needed for monetary policy and other public policy purposes. In addition, FFIEC 002 data are used to calculate the risk-based assessments for FDIC-insured U.S. branches of foreign banks. The FFIEC 002S is a supplement to the FFIEC 002 that collects information on assets and liabilities of any non-U.S. branch that is managed or controlled by a U.S. branch or agency of the foreign bank. A non-U.S. branch is managed or controlled by a U.S. branch or agency if a majority of the responsibility for business decisions, including but not limited to decisions with regard to lending or asset management or funding or liability management, or the responsibility for recordkeeping in respect of assets or liabilities for that foreign branch resides at the U.S. branch or agency. A separate FFIEC 002S must be completed for each managed or controlled non-U.S. branch. The FFIEC 002S must be filed quarterly along with the U.S. branch or agency’s FFIEC 002.The Call Report information collections are mandatory: 12 U.S.C. 161 (national banks), 12 U.S.C. 324 (state member banks), 12 U.S.C. 1817 (insured state nonmember commercial and savings banks), and 12 U.S.C. 1464 (federal and state savings associations). At present, except for selected data items and text, these information collections are not given confidential treatment. One commenter requested the agencies to provide clarification on how long an institution would continue to report a loan subsequent to its modification that met the criteria in Accounting Standards Update 2022–02, “Financial Instruments—Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (ASU 2022–02) in the Call Report. The agencies plan to propose revisions to the Start Printed Page 38596 Call Report in response to ASU 2022–02 and will consider these comments at that time. This proposal would follow the standard notice and comment process pursuant to the PRA. (a) Whether the proposed revisions to the collections of information that are the subject of this notice are necessary for the proper performance of the agencies’ functions, including whether the information has practical utility;The agencies propose to extend for three years, with revision, their information collections associated with the FFIEC 031, FFIEC 041, and FFIEC 051 Call Reports.

This table of contents is a navigational tool, processed from the headings within the legal text of Federal Register documents. This repetition of headings to form internal navigation links has no substantive legal effect.In the February notice, the agencies had proposed a change to clarify reporting of certain Federal Home Loan Mortgage Corporation and similar securitization structures that have government guarantees in the Call Report. The agencies had proposed clarifying that these securitizations should be reported in Schedule RC–B, Securities, item 5.b., “Structured financial products.”After further deliberation and recent loss-share transactions established by the FDIC, the agencies decided to retain and redesignate certain items related to FDIC loss-sharing agreements that had been proposed for removal. These items are necessary solely for FDIC deposit insurance assessment purposes. On the FFIEC 031 and FFIEC 041 Call Report forms, the retained items are:

• Mail: Ann E. Misback, Secretary, Board of Governors of the Federal Start Printed Page 38593 Reserve System, 20th Street and Constitution Avenue NW, Washington, DC 20551.

These information collections are mandatory (12 U.S.C. 3105(c)(2), 1817(a)(1) and (3), and 3102(b)). Except for select sensitive items, the FFIEC 002 is not given confidential treatment; the FFIEC 002S is given confidential treatment pursuant to 5 U.S.C. 552(b)(4) and (8). The data from both reports are used for (1) monitoring deposit and credit transactions of U.S. residents; (2) monitoring the impact of policy changes; (3) analyzing structural issues concerning foreign bank activity in U.S. markets; (4) understanding flows of banking funds and indebtedness of developing countries in connection with data collected by the International Monetary Fund and the Bank for International Settlements that are used in economic analysis; and (5) assisting in the supervision of U.S. offices of foreign banks. The Federal Reserve System collects and processes these reports on behalf of all three agencies.The revisions to the Call Report and the FFIEC 002 resulting from the statutorily mandated full review related to certain loss-sharing agreements with the FDIC, negative amortization loans, reverse mortgages, and MMLF items, and the proposed clarifications to the instructions for Schedule RC–T, will be effective as of the September 30, 2023, report date, subject to OMB approval. The agencies plan to discontinue the optional tax worksheet as part of the implementation of the Call Report process changes starting with the June 30, 2023, report date.

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In response to questions received on the reporting of managed and non-managed assets and number of managed and non-managed accounts on Schedule RC–T, Fiduciary and Related Services, and to promote consistent reporting across all institutions, the agencies are proposing to clarify the instructions for these items as of the September 30, 2023, report date. Specifically:Board: Nuha Elmaghrabi, Federal Reserve Board Clearance Officer, (202) 452–3884, Office of the Chief Data Officer, Board of Governors of the Federal Reserve System, 20th and C Streets NW, Washington, DC 20551. For users of telephone systems via text telephone (TTY) or any TTY-based Telecommunications Relay Services (TRS), please call 711 from any telephone, anywhere in the United States.

• Back-office services. The agencies have received questions about whether accounts for which the institution provides back-office or operational services for a third party, but does not hold the account, should be reported along with custody and safekeeping accounts. The agencies are proposing to revise the “Fiduciary and Related Assets” section of the Schedule RC–T instructions to clarify that accounts for which the institution only provides back-office or operational services and the accounts or assets are not held by the institution should not be reported in Schedule RC–T.
In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the agencies) may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. On February 21, 2023, the agencies, under the auspices of the Federal Financial Institutions Examination Council (FFIEC), requested public comment for 60 days on a proposal to revise and extend the Consolidated Reports of Condition and Income (Call Reports) (FFIEC 031, FFIEC 041, and FFIEC 051), and the Report of Assets and Liabilities of U.S. Branches and Agencies of Foreign Banks (FFIEC 002), all of which are currently approved collections of information. These proposed revisions to the Call Reports and the FFIEC 002 result from the 2022 statutorily mandated review of the Call Reports, Call Report process revisions, and reporting of certain Federal Home Loan Mortgage Corporation and similar securitizations.The List of Subjects contains a list of index terms (List of Subjects) for each CFR part number cited in the document’s heading. The terms provide a common vocabulary for indexing the rulemaking documents of all agencies and are the basis of the “CFR Index” prepared by the OFR.

The agencies are proceeding with the removal or consolidation of the other items described in the February notice. While the agencies had proposed removing these items as of June 30, 2023, due to the time needed to update systems for the Call Reports, the agencies instead propose to remove or consolidate the items related to negative amortization loans, reverse mortgages, MMLF and FDIC loss-sharing agreements, as described above, effective as of the September 30, 2023, report date.
You may review comments and other related materials that pertain to this information collection beginning on the date of publication of the second notice for this collection by the following method:

• Classification of investment advisory employee benefit accounts. The agencies have observed inconsistent reporting of employee benefit accounts for which the institution provides investment services or investment advice for a fee and whether those accounts are classified as managed or non-managed in item 5, “Employee benefit and retirement-related trust and agency accounts.” The agencies are proposing to clarify in Schedule RC–T, items 5.a through 5.c, that accounts for which the institution serves as either trustee or agent and provides investment management services, or provides investment advice for a fee, should be reported in one of the subcategories of item 5. The agencies are further proposing to clarify that accounts for which the institution serves as a directed trustee or provides investment advice for a fee should be reported under non-managed accounts. In addition, the agencies are proposing to clarify that employee benefit accounts for which the institution provides investment management or investment advisory services should not be reported in Schedule RC–T, item 7, “Investment management and investment advisory agency accounts.”

(d) Ways to minimize the burden of information collections on respondents, including through the use of automated collection techniques or other forms of information technology; and
These items would be moved to Schedule RC–N, Past Due and Nonaccrual Loans, Leases, and Other Assets, and redesignated as item 12, “Portion of loans and leases covered by FDIC loss-sharing agreements,” with reporting in column B, “Past due 90 days or more and still accruing” and column C, “Nonaccrual,” which would be consistent with the FFIEC 031 and FFIEC 041 forms. The agencies still would discontinue the other subitems under Schedule SU, item 9, FDIC Loss-Sharing Agreements, as this information is not necessary for deposit insurance assessment or other purposes.

One commenter generally supported the removal of items no longer necessary in connection with the statutorily mandated review. This commenter also requested removal of Schedule RC–C, Memorandum items 17.a and 17.b, which collect information regarding the number and amount of loans modified pursuant to Section 4013 of the CARES Act. The commenter noted that similar items previously were removed from bank holding company reports. These items relate to loan modifications or restructurings, which the agencies are planning to address in a more comprehensive proposal. Therefore, the agencies will retain these items for now but will consider the commenter’s input when developing that proposal, which will follow the standard notice and comment process pursuant to the Paperwork Reduction Act.The OFR/GPO partnership is committed to presenting accurate and reliable regulatory information on with the objective of establishing the XML-based Federal Register as an ACFR-sanctioned publication in the future. While every effort has been made to ensure that the material on is accurately displayed, consistent with the official SGML-based PDF version on, those relying on it for legal research should verify their results against an official edition of the Federal Register. Until the ACFR grants it official status, the XML rendition of the daily Federal Register on does not provide legal notice to the public or judicial notice to the courts. The Signature section contains the name and title of the person, as determined by the agency, who signed the submitted document for publication in the Federal Register. Banks and savings associations submit Call Report data to the agencies each quarter for the agencies’ use in monitoring the condition, performance, and risk profile of individual institutions and the industry as a whole. Call Report data serve a regulatory or public policy purpose by assisting the agencies in fulfilling their shared missions of ensuring the safety and soundness of financial institutions and the financial system and protecting consumer financial rights, as well as agency-specific missions affecting federal and state-chartered institutions, such as conducting monetary policy, ensuring financial stability, and administering federal deposit insurance. Call Reports are the source of the most current statistical data available for identifying areas of focus for on-site and off-site examinations. Among other purposes, the agencies use Call Report data in evaluating institutions’ corporate applications, including interstate merger and acquisition applications for which the agencies are required by law to determine whether the resulting institution would control more than 10 percent of the total amount of deposits of insured depository institutions in the United States. Call Report data also are used to calculate the risk-based assessments for insured depository institutions.The FOR FURTHER INFORMATION CONTACT section includes the name and telephone number of a person within your agency who can answer questions about the document. It may list two or more persons to contact concerning different aspects of a document.

On the FFIEC 051, the agencies will also retain the following subitems of Schedule SU, item 9.c, “Portion of past due and nonaccrual covered loans and leases that is protected by FDIC loss-sharing agreements:”
The Supplementary Information section may include the regulatory history of this rulemaking proceeding. It will present the background information and detail necessary to give adequate notice of the issues to be commented on as required by the Administrative Procedure Act. It may also be used to provide additional information that is required by law, agency policy, or Executive order.

Additionally, in response to questions received from preparers of the Call Report and other stakeholders, as well as to promote consistent reporting across all institutions, the agencies are clarifying the instructions on the reporting of certain items on Schedule RC–T, Fiduciary and Related Services, as detailed in Section II.C of this SUPPLEMENTARY INFORMATION . Start Printed Page 38595
The agencies are proposing to incorporate these clarifications starting with the September 30, 2023, report date. The agencies would expect institutions that are not currently reporting consistent with these clarifications to incorporate the clarifications on a best-efforts basis over the four subsequent quarterly reports.

Furthermore, to maintain consistency of reporting between the Call Report and the FFIEC 002, the Board proposed in the February notice to remove from Schedule O, Other Data for Deposit Insurance Assessments, Memorandum item 7, “Quarterly average amount of holdings of assets purchased from money market funds under the Money Market Mutual Fund Liquidity Facility” and intend to remove this item, also effective for the September 30, 2023, report date.
Additionally, commenters may send a copy of their comments to the OMB desk officer for the agencies by mail to the Office of Information and Regulatory Affairs, U.S. Office of Management and Budget, New Executive Office Building, Room 10235, 725 17th Street NW, Washington, DC 20503; by fax to (202) 395–6974; or by email to [email protected] estimated average burden hours collectively reflect the estimates for the FFIEC 031, the FFIEC 041, and the FFIEC 051 reports for each agency. When the estimates are calculated by type of report across the agencies, the estimated average burden hours per quarter are 84.53 (FFIEC 031), 54.60 (FFIEC 041), and 34.41 (FFIEC 051). These estimates represent a reduction of 1.96 hours (FFIEC 031), 0.93 (FFIEC 041) and 0.97 hours (FFIEC 051) per quarter compared with the prior estimates approved by OMB. The changes are due to the revisions proposed in this notice, change in the number of institutions filing each type of report, and change to the amount of Start Printed Page 38594 data items reported in each report. The estimated burden per response for the quarterly filings of the Call Report is an average that varies by agency because of differences in the composition of the institutions under each agency’s supervision ( e.g., size distribution of institutions, types of activities in which they are engaged, and existence of foreign offices).• Hand Delivery: Comments may be hand delivered to the guard station at the rear of the 550 17th Street NW building (located on F Street NW) on business days between 7 a.m. and 5 p.m.

As a result of the statutorily mandated review required by Section 604 of the of the Financial Services Regulatory Relief Act of 2006, the agencies identified multiple items for removal or consolidation. These items related to FDIC loss-sharing agreements, negative amortization loans, reverse mortgages, and the money market mutual fund liquidity facility (MMLF). Additional detail about the specific line items impacted is included in the February notice.
Office of the Comptroller of the Currency (OCC), Treasury; Board of Governors of the Federal Reserve System (Board); and Federal Deposit Insurance Corporation (FDIC).(b) The accuracy of the agencies’ estimates of the burden of the information collections as they are proposed to be revised, including the validity of the methodology and assumptions used;

Once you have filled in the required fields below you can preview and/or submit your comment to the Treasury Department for review. All comments are considered public and will be posted online once the Treasury Department has reviewed them.
On February 21, 2023, the agencies proposed revisions to all three versions of the Call Report (FFIEC 031, FFIEC 041 and the FFIEC 051) and the FFIEC 002 resulting from the 2022 s
tatutorily mandated full review, along with proposed Call Report process improvements and reporting of certain securitizations (February notice). The comment period for the February notice ended on April 24, 2023. The agencies received three comments on the February notice.

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Look for the Santa’s Little Helpers variety pack in limited distribution in the greater Charlotte metropolitan area and onsite at OMB through Christmas eve. Founded in 2009 in Charlotte, NC, The Olde Mecklenburg Brewery believes in delivering fresh, local beer and adhering to Germany’s oldest beer purity guideline, known as the “Reinheitsgebot.” Its signature beer includes Copper Altbier, Captain Jack Pilsner, and Hornets Nest Hefeweizen, with seasonal offerings such as Mecktoberfest, an award-winning Märzen Lager. OMB, Charlotte’s oldest brewery, has received numerous regional and international medals in North America and Europe. CHARLOTTE, North Carolina – Ho, ho, ho! The Olde Mecklenburg Brewery (OMB) is pleased to announce the inaugural release of Santa’s Little Helpers – a mixed variety 12-pack of OMB’s most popular winter offerings. The limited-release package includes Cooper – a German Altbier, Fat Boy – a Baltic Porter, Dunkel – a dark lager, and Yule Bock – a Christmas bock bier. It is the only format of distribution for the ultra-popular holiday seasonal, Yule Bock, in the wholesale market this year.Santa’s Little Helpers will also be available at OMB’s Weihnachtsmarkt (Christmas Market in German), which takes place every Friday through Sunday, beginning on Black Friday through Sunday, December 18th. It has become one of the most popular Christmas markets in the Carolinas.

The idea behind the winter offering came about last year after receiving multiple customer inquiries asking for gift wrapping for their to-go purchases. The packaging features a “to” and “from” tag for gift-giving, making it easy for families and friends to sample OMB’s seasonal and core offerings while spreading holiday cheer.
What: The Christmas Extravaganza Holiday Market is turning Small Business Saturday into a weekend event at Cabarrus Arena. You’ll get the opportunity to purchase items from boutiques, crafters, woodworkers, artisans, glass blowers and more.What: Divine Barrel Brewing, Great Wagon Road Distilling, Free Will Craft & Vine, Crown Station and Deejai Noodle Bar are hosting an open-air vendor market for Small Business Saturday. More than 70 artisans and small businesses will be featured. DJs, food trucks and beverages will be at both locations.Here’s an idea: Go out for brunch on Black Friday but save your shopping money for the next day, so you can support Charlotte-area shops and retailers during Small Business Saturday.

The Humane Society of Charlotte is continuing its special adoption discounts, which started on Black Friday at its Animal Resource Center. If you’re looking for your new best friend, check these out:What: Local artists and artisans will sell handmade goods at popup markets during Armored Cow’s outdoor holiday event in University City and also at Twenty-Six Acres in Concord.

What: Start at the South End Farmer’s Market at Atherton Mill, where you can shop with 40+ vendors. Then head to the Camden Road street festival from Atherton Mill to Park Avenue, with 125+ vendors. Finish your shopping day at the street festival at The Winnifred, with 40+ vendors.
What: Do some yoga, then browse the Lost Worlds Christmas Market. Shop 45+ local makers on Small Business Saturday while you listen to music from Steve Brown, enjoy a new beer release — Chocolate Covered Candy Cane Porter — and snack on bites from 22 Street Kitchen and Tin Kitchen.

What: OMB’s annual Weihnachtsmarkt kicks off on Black Friday and will be transformed into its traditional German-style Christmas Market on Small Business Saturday, as well. Huts will be placed around the biergarten for shopping. Get into the holiday spirit with music, lights, food, hot chocolate, Gluhwein and — of course — beer, including the brewery’s seasonal Yule Bock and Dunkel.
What: “Colored Girls,” a collection of 25 mixed media portraits by artist Davita Galloway, will debut at Camp North End for Small Business Saturday. The art is full of color, prints and patterns, Galloway said in a statement. Each piece is named, inspired by “the dichotomy and intricacies of women,” she said. Pieces start at $175.What: The locally-owned, independent gift shop is holding a 30% off sale on holiday decor. The store has been selling books, stationery and home goods for over 30 years.

The Christmas Market will take place Friday to Sunday each of these four weekends. These are the hours that Olde Mecklenburg Brewery is open those days. If we learn that the hours of the Christmas Market differ, we will update:
The links, below, are to the Facebook event for each weekend. Follow the links and as the weekend approaches you should see details, like a list of vendors. We’ll also update below as we get more info.Keep collections to yourself or inspire other shoppers! Keep in mind that anyone can view public collections—they may also appear in recommendations and other places. View Etsy’s Privacy Policy Without these technologies, things like personalized recommendations, your account preferences, or localisation may not work correctly. Find out more in our Cookies & Similar Technologies Policy. Personalized advertising may be considered a “sale” or “sharing” of information under California and other state privacy laws, and you may have a right to opt out. Turning off personalized advertising allows you to exercise your right to opt out. Learn more in our Privacy Policy., Help Center, and Cookies & Similar Technologies Policy.

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OMB’s Weihnachtsmarkt (Christmas Market) at OMB: The annual German-style market is back with festive foods, fire pits, 40+ vendors, seasonal favorites Yule Bock and Dunkel and festive lights. Details

Harry Potter Inspired Cocktail Class at The Cocktailery: Enjoy an immersive Hogwarts themed cocktail class that includes three cocktails. $95. 2:30-4pm. Details

Shop Small Saturdays at South End: Shop open-air shopping markets alongside unique retail at Atherton Mill, alongside Camden Road, and at the Shops at The Winnifred through December as a part of the neighborhood tradition. Free. 10am-5pm. Details
“Black Panther: Wakanda Forever” at Discovery Place Science: Watch the anticipated sequel of the “Black Panther” showing at the Accenture IMAX Dome Theater. $14-$19.95. Multiple showings. DetailsCharlotte Symphony at The Blumenthal Performing Arts Center: Listen to a musical performance of the holiday classic “The Polar Express.” Prices vary. 6pm Details

Grinch Giving Fundraiser at Primal Brewery: Take photos with the Grinch and support your community at the same time. Proceeds will go toward feeding local low-income elderly folks a Christmas meal. 2-6pm. Details
Christmas Tree Lighting Ceremony at Brewers at 4001 Yancey: Witness the tree lighting and sip on some holiday brews. Tree lighting is at 7pm (Santa will do the honors, of course). Free admission. DetailsKannapolis Christmas at Village Park: Check out the light displays, get free photos with Santa and get in the holiday spirit. There will be a holiday market Thanksgiving weekend, in addition to the usual festivities. Free admission. Varies. Details Charlotte Hornets vs. Minnesota Timberwolves at Spectrum Center: Cheer on the Hornets as they take on the Minnesota Timberwolves. Tickets start at $22. 5pm. Details 11th Annual Light Up Cornelius at Lawn of Cornelius Town Hall (21445 Catawba Ave.): Expect live music and an appearance from Santa to celebrate the annual tree lighting. Free admission. 4-7pm. DetailsSpeedway Christmas at Charlotte Motor Speedway: Get in the holiday spirit as you drive through Christmas lights across the four-mile course of the Speedway. Prices vary. 6-10pm. Details “The Polar Express” Train Ride at the N.C. Transportation Museum: Create holiday magic with the kiddos (and maybe wear matching pajamas) with a ride on the “The Polar Express.” $34-$90. Dates and times vary. Details Check out more upcoming events on our Event Board. Hosting an event? Reach more Charlotteans through an Event Listing, which includes placement on our Event Board and in our weekday newsletter. Have a scoop about a cool event? Email [email protected]Small Biz Saturday NoDaHood Market at Divine Barel Brewing: Shop from 70 local small businesses plus enjoy food trucks, live music and DJs throughout the day. Free. 1-6pm. Details

Charlotte Christmas Village opening day at Truist Field: Get your fill of Glühwein (finally) and shop the annual German-inspired market. The village is part of Light the Nights. $10 admission. Noon-10pm. Details
64th Annual Lincolnton Christmas Parade & Tree Lighting in downtown Lincolnton: This annual event makes you feel like you’re in a small-town holiday Hallmark movie (IYKYK). Free admission. Parade starts at 4pm. DetailsBirkdale on Ice at Birkdale Village: Outdoor ice skating is the perfect excuse to get out of the house, and the whole family can join. 10am-10pm. $14 kids, $18 adults (including skates). Details

Ice Skating at The U.S. White Water Center: Grab the ice skate and a few friends to skate across one of two ice trails or two free skate zones before taking a break to enjoy hot and cold beverages. Prices vary. 5-10pm. Details
Black Friday Survival at Primal Brewery: Head to Primal if you’d rather consume mimosas than discounted goods. They’ll also have food trucks, live music and photo ops. Free to enter. All day. Details

North Carolina Christmas Extravaganza Holiday Market at Cabarrus Arena: Shop small businesses this holiday season. Free admission, $7 parking. 11am-5pm. Details
Light the Knights Festival at Truist Field: Expect ice skating, tubing, Santa visits, a light show, live entertainment and holiday cheer galore. $10-$99. Noon-10pm. Details

Eat, Gay, Love 2022: Giving Thanks to the Community at Billy Sunday: Queen City Nerve is hosting its fourth annual Thanksgiving for members of the LGBTQ+ community. The meal is free, but you need to register here. 2-5pm. Doo-Wop “The Tour” Day Party at Oak Room: Take your friends and family to enjoy a day party hosted by Sunshine Anderson as you enjoy drinks and dance to R&B hits. $0-$30. 5-10pm. Details Carolina Panthers vs. Denver Broncos at Bank of America Stadium: Cheer on the Panthers as they play the Denver Broncos. Tickets start at $60. 1pm. Details1.8K Likes, TikTok video from mars!! (@scenemars_): “i hated this era, when they all weren’t friends and especially this scene 😕 #fypシ #fyp #vsp #editor #videostar #onmyblock #freeridge #jamalturner #rubymartinez #omb”. original sound – mars!!.